Northamptonshire Office (for correspondence): 11 Wakefield Drive, Welford, Northants, NN6 6HN I usually meet clients by phone, video call, or in the comfort of their own home. I can also arrange meetings at a partner office if preferred. I’ll always aim to get back to you within 24 hours.
Private Client Consultant & Will Writer
With over 24 years in financial services and 15 years specialising in Wills and estate planning, I am qualified through both the IPW and The Society of Will Writers. I also hold CeMAP (Distinction) and have completed additional studies in dementia care, helping me support families with empathy as well as technical expertise. Having experienced personal loss myself, I know how important it is to plan with clarity and compassion. My aim is to make the process simple, jargon-free, and reassuring, so clients feel confident at every stage. As a father of five in a blended family, I understand the real-life challenges of family dynamics and the importance of protecting those you love for the future.
Legal & Technical team
WillPack bring over 30 years of experience in Wills, Lasting Powers of Attorney, and estate planning, and are a founding member of The Society of Will Writers. They provide technical support to professionals across the UK, ensuring that documents meet the highest legal standards. At Fern Wills & LPAs, all documents are prepared and tailored by me personally. WillPack act as my behind-the-scenes legal partner, available if I need an additional technical check, or to provide extra resilience in busy periods. This means my clients always benefit from both personal attention and the assurance of an experienced safety net. I also draw on WillPack’s regular industry insights to keep my advice current and practical. Their partnership strengthens the depth and reliability of the service I provide, while ensuring that every client benefits from up-to-date expertise and proven legal quality.
Specialist Network
Alongside my own expertise, I work closely with a trusted network of professionals who can provide specialist advice when required. This includes independent financial advisers, accountants, care specialists, property professionals, and other advisers whose knowledge complements the estate planning work I carry out. I remain the single point of contact for my clients, coordinating any input from these trusted advisors where it benefits the client. This ensures advice remains joined-up, jargon-free, and tailored to each family’s needs. Clients never have to manage multiple professionals — I handle the process, while drawing on the right expertise at the right time. This collaborative approach means clients receive not only personal, one-to-one support from me, but also the reassurance that additional knowledge is available whenever their circumstances call for it. Working in this way strengthens my service and ensures that every client receives clear, practical, and fully-rounded guidance.
A professionally drafted Will that gives clarity, protection, and peace of mind. Fixed-fee pricing includes consultations, full copies, and lifetime support for future updates.
Read MoreComprehensive Will Trust packages that protect homes, families, and beneficiaries. Choose from Right to Occupy, Life Interest, Discretionary, or Flexible Life Interest Trusts — all fully drafted within your Will.
Read MoreCreate your Property & Financial Affairs and Health & Welfare LPAs with full professional drafting, registration, and signing guidance.
Read MoreArrange a personal home, online, office, or family meeting to discuss your needs, wishes, and options in a relaxed, no-obligation conversation.
Read MoreKeep your Wills and LPAs safe, insured, and instantly accessible with Fern Wills & LPAs’ professional document storage service.
Read MoreUpgrade your Will, Trust or LPA with convenience-driven extras: printed originals, guided calls, priority scheduling and support for you and your family.
Read MoreA practical Will & LPA MOT with a clear Pass, Advisory or Fail report and next steps. £45 (redeemable against related follow-on work paid within 3 months). England & Wales.
Read MoreClear, fixed structure fee help, with the legal and financial process. Delivered by our trusted probate specialist. Free 20-minute consultation and written scope before work starts.
Read MoreProtect each owner’s share with a fixed-fee Declaration of Trust. Clear, transparent, and professionally managed through Fern Wills & LPAs and our trusted specialists.
Read MoreA legally binding Advance Decision (“Living Will”) lets you refuse specific medical treatments in advance and works alongside your Health & Welfare LPA to ensure your wishes are followed.
Read MoreWE AIM TO SURPASS YOUR EXPECTATIONS. OFFERING EXCEPTIONAL VALUE, GUIDANCE, AND SERVICE.
Please CLICK to leave a reviewI chose Chris to apply for LPAs. He was informative, and I was soon confident I made the right choice. I was particularly happy to have home visits as I don't like doing business on the phone. He was very easy to talk to and willing to discuss and explain things. Chris has planned a process in which his fee covers everything, even stationary and postage. I would have no hesitation in recommending Chris.
Full Review"I needed a Power of Attorney for my foreign property, but the solicitor's quote of £800 was too expensive. I got all the documents for myself, mother, & brother at a fair price. He is an honest person, and I recommend him to my family.
"I wrote my Will three times. After my wife died, my brother and I reconciled briefly, but we fell out again. I don't have much of value, but my medals and records are important. I gave Chris something when I updated my Will for the third time, but it probably didn't even cover the cost of his petrol. Thanks."
"We thought a basic Will was enough but our daughter's specific needs exceeded our budget. Chris added the Trust for free instead of providing a Will that wouldn't match our needs. We're grateful and happy to recommend him."
I have divorced my husband and definitely don't want him to have custody of our children or any more of our money. Chris explained a few strategies that would help to ensure that my children are protected.
"My husband needed an operation but was nervous to discuss it. I booked the appointment and Chris made us feel at ease. He wrote and signed the Will within 48 hours."
"I got an LPA for my daughter to help me on bad days. We needed it urgently, so we got a General one for now. He called my son to explain. My daughter is relieved."
I bought a house after a divorce. I needed a Will as my health wasn't great, and there were now a few people who I definitely did not want to inherit. I did not know anyone in the area, so he organised a Witness for me. Great Guy!
I've been with my partner for 12 years, have three kids, and own a house in his name. I contribute to the mortgage and bills, but we found out that I would inherit nothing if something happened to him because we're not married. Also, he has no legal rights over the kids as his name isn't on the birth certificates. We sorted these issues out, but it was a wake-up call.
"As a teen, I had a child but lost contact. I need to do right by them. I was helped to leave an inheritance confidentially."
Fern Wills & LPAs made setting up my will and trust straightforward and affordable. Their transparent pricing was refreshing!
Chris is very easy to talk too and listens. Able to explain technical jargon in a way we could understand. Chris responded very quickly to questions we raised. Involving my family in discussions can be distressing. Chris understands and is able to put people at ease. Chris is passionate about what he does and this is evident. We would have no hesitation in recommending him.
Full reviewGetting my mum's LPAs in place was a worry/stress and seemed extremely complicated. But thanks to Chris it was made extremely easy. Chris explained everything to all involved in a way we could all understand. He visited my mum's home and made us all feel very relaxed. For us personally it was all done effortlessly. It didn't feel uncomfortable, we all got on very well and had a laugh (my mum's a bit of a character). I can't thank Chris enough for making the whole experience smooth, effortless and more easy for us to understand. I would and will highly recommend him if you find the the thought of reading all the paperwork a stress and overwhelming. Thank you Chris from all involved 😀😍. If you are reading this and need help please give him a call.
Outstanding, Informative and Personal service. Chris prioritised our understanding of the services we had requested, breaking down processes so that they were understandable, clear with timelines and made our task of completing official paperwork easy and accurate. Chris takes genuine pride serving his client. I have no hesitation in suggesting you look no further, Fern Wills & LPAs provides the 5* services you are looking for.
Professional service from Chris for my elderly uncle’s LPA needs. We had a home visit and lots of communication via phone calls and email. Everything was explained to my relative and we were both happy with the outcome.
I had the pleasure of working with Chris from Fern Wills on an urgent B2B project. Chris demonstrated the ability to be flexible working outside of business hours. He was knowledgeable, professional and personable throughout our interactions. I would highly recommend Chris and work with him again at any given opportunity. A breath of fresh air!
Full ReviewWould 100% recommend Chris if you are looking to get your will sorted. We’d put off sorting our will time and again but Chris was able to explain all the legal jargon in simple terms and was very patient with us whilst simultaneously encouraging us to finally get it done! There is no one-size-fits-all approach here, Chris listened to our requirements and advised accordingly, providing options and recommendations at every step. Nothing was too much trouble and he was always available to answer any queries we had. His prices are very fair and he is upfront with all the costs, there were no hidden charges!
Full ReviewI would highly recommend Fern Wills to help you with your will and power off attorney. Chris is professional, very understanding, he explains everything step by step. Such a pleasure to talk to. Thank you Chris.
Full ReviewChris made the process of setting up multiple family LPAs and Wills easy to navigate with great patience, flexibility, multiple visits and online meetings. I particularly appreciated having an informal open conversation at the start of the process without any commitments, where as most other suppliers wanted forms filling in which didn't capture the complexities of our requirements before even talking to us. I feel Chris's approach allowed the subtleties of our personal circumstances to be explored opened up options we were not even aware of to be considered. It really helped to be listened to and build a mutual understanding of what is possible and what we wanted to do Chris was reassuring during the whole process and checked in on our progress checking and validating documents up to and including all the online One Govt access was working correctly.
WE AIM TO SURPASS YOUR EXPECTATIONS. OFFERING EXCEPTIONAL VALUE, GUIDANCE, AND SERVICE.
Please CLICK to leave a reviewChoosing music for a goodbye is a personal reflection of our identities, whether it's Sinatra, Beyoncé, or "Always Look on the Bright Side of Life." A Lloyds Bank study shows 80% of adults have selected their final songs, but only 59% have written a will, prioritizing funeral playlists over financial planning.
Read MoreA codicil is a legal document used to make amendments to an existing will without the need to draft a completely new will. Codicils can be used to add, alter, or revoke specific provisions in a will, and there is no statutory limit to the number of codicils a testator may execute. However, using codicils requires careful consideration due to the risks and complexities involved.
Read MoreLet's delve into the intriguing stories of celebrities who, despite their immense wealth, either passed away without a will or left behind ambiguous and contentious legal documents. Their legacies often sparked disputes and raised questions about how their fortunes would be handled after their deaths.
Read MoreMost people accumulate a great deal of ‘stuff’ throughout their lives. Some items are valuable in real monetary terms, while others hold sentimental value. Much of this personal property falls under the definition of ‘personal chattels’.
Read MoreInheritance tax can cost loved ones £100,000s when you die, with it generating £7 billion for HM Revenue & Customs in one recent tax year alone. But in reality the vast majority of people (around 96%) don't have to pay a penny, while the few who do can legally avoid huge swathes of it. This guide runs through five inheritance tax need-to-knows.
Read More2024 has been a pivotal year in the landscape of wills and estate planning. We can reflect on the changes made throughout the year and there have been a number of key developments. This article delves into these developments and their implications.
Read MoreA survivorship clause is exactly what it sounds like: a clause in a will that makes a gift to a beneficiary conditional upon them surviving the testator by a set period. While these clauses are commonly used in modern wills, it’s clear that many people don’t appreciate the adverse effects they can have on an estate.
Read MoreThere are two ways that a person can make a claim against a deceased’s estate, the first being a claim under the Inheritance Provision for Family and Dependants (IPFD) Act 1975. The second is on grounds of validity.
Read MoreThese are common questions regarding Wills, Trusts and Powers Of Attorney. All answers are simplified for the article; please get in touch with us directly for a fuller and personalised answer. No content on this website is advice.
Read MoreBeing appointed as an executor is a responsibility at a time where they are grieving the loss of a loved one.
Read More20 potential scenarios outlining what could happen to your assets after your passing.
Read MoreA practical guide explaining the roles and duties of executors and trustees in a UK Will, including a step-by-step checklist, real-life examples, FAQs, and key legal points.
Read MoreLearn how Fern Wills & LPAs collaborates with other professionals through its Professional Partner Programme — a framework for ethical, client-first introductions and long-term partnership.
Read MoreImplementing the FCA's consumer duty principles holds the trusted adviser industry accountable for delivering good consumer outcomes. This includes estate planning as part of wealth preservation, which should be conducted at annual reviews or when relevant to clients' needs.
Read MoreWe understand the importance of comprehensive estate planning. We work closely with financial advisors to ensure our recommended plans align with your needs and preferences.
Read MoreHolistic property solutions, where mortgage advisors, estate agents, and estate planners work together to find the best solutions for clients.
Read MoreAn accountant's knowledge of a client's personal and business affairs, as well as inheritance and capital gains tax, makes them well-placed to help clients decide what to put into a Will or Trust.
Read MoreAdvocacy involves providing support and guidance to individuals to help them express their views, make informed choices, and access services that meet their needs. Advocates work alongside you to ensure your voice is heard and your rights are upheld, empowering you to confidently navigate life's challenges.
Read MoreWe introduce clients to trusted notaries and apostille providers for ID documents, overseas property, bank loans, business paperwork and more, with no obligation to take other services.
Read MoreCare decisions are never just about today. They affect a person’s money, home and family for years to come. Fern Wills & LPAs works alongside independent care advisors, home care providers and independent capacity assessors so that good care is backed up by clear, practical legal planning. Clients get joined-up support. Professionals know their advice is reinforced, not undermined. Families get fewer shocks and fewer crises.
Read MoreInsurance serves to restore your financial standing to what it was before an unfortunate event occurred. It offers peace of mind and protection against financial loss. Additionally, it plays a vital role in estate planning; after all, you cannot leave behind something that you have already lost.
Read MoreIn today’s fast-paced business environment, HR consultants play a crucial role in ensuring employees' well-being and legal compliance. One often overlooked aspect of this is the referral to professional Will writers. Here’s a look at why HR consultants might make these referrals and how they benefit employees and employers.
Read MoreCelebrants and Will Writers:- These two professionals—each with distinct expertise—can collaborate to create a more seamless, compassionate experience for clients and their families. They can combine their skills to offer a complete service that provides comfort, clarity, and peace of mind.
Read MoreFern Wills & LPAs work well with other Will Writers and Estate Planners. As members of the SWW, we meet up, share best practices, and give each other help advice.
Read MoreTo ensure the highest professional and ethical standards, the following standard terms of business apply to all instructions accepted by Fern Wills & LPAs.
Read MoreFor your information security, we verify every client's identity. Please provide an original passport or UK photo driving licence to copy and keep with your records. See the attached list of alternatives.
Read MoreThese notes are intended to assist practitioners (Will & Trusts Writers), settlors (Clients providing the trust), and testators (Clients providing the Will) in the use of the STEP Standard Provisions.
Read MoreThe privacy policy outlines how Fern Wills & LPAs may collect and use your data.
Read MoreFully Data Protection registered and Compliant
Read MoreThis guide covers the information that must be read by or to every Donor and Attorney of a Lasting Power Of Attorney.
Read MoreThe Society of Will Writers exists to set a high standard of Will Writing, to maintain and uphold that standard in order to promote good practice and the protection of our clients in legal terms. Below, you will find attached the Society Of Will Writers members and Clients Charters.
Read MoreWe commit to offering customers the highest possible service standards and are pleased to support the Society of Will Writers ‘TCF principles.
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