Your LPAs don’t expire, but they can fail if details are outdated or attorneys can’t act. Find out how a quick LPA service can keep your documents reliable and protect your future.

Step-by-step guide to activating and using your LPA online. Learn about activation keys, access codes, and how to share your LPA securely with banks, doctors, and other organisations.

Guidance for attorneys and deputies in England & Wales on making gifts: what’s allowed on customary occasions, how to assess “reasonable,” when Court of Protection approval is required, and the latest 2025 update on family care payments.

Real-life stories show how families can run into serious problems without a Lasting Power of Attorney (LPA). Discover the risks and see how an LPA keeps things legal, simple, and stress-free.

Step-by-step guide to cancelling a Lasting Power of Attorney in England & Wales, covering unregistered vs registered LPAs, revocation process, and OPG requirements.

Find out what Attendance Allowance is, who can claim it, payment rates, and how to apply. A clear guide for older adults and families.

A trusted dementia support resource guide for families and carers in Warwickshire, Northamptonshire, and Leicestershire — including local support, helplines, and national services.

Martin Lewis has called a Lasting Power of Attorney “more important than a will.” Here’s why LPAs matter at any age, what happens without one, and how real families have been affected.

A clear, practical guide answering the 30 most frequently asked questions about Lasting Powers of Attorney (LPAs) in England and Wales — covering costs, registration, attorneys, and common concerns.

Many people worry about making a Power of Attorney, but most concerns are based on myths. This article explains common fears, the legal safeguards in place, and real-life examples that show why an LPA is a safe and reassuring choice.

Enduring Powers of Attorney (EPAs) were replaced by LPAs in 2007 but remain valid if made before that date. Find out what they cover, how to register them, and whether you should consider replacing one with an LPA.

Learn how a General Power of Attorney (GPA) works, when it’s useful, and how it compares to a Lasting Power of Attorney (LPA). Includes real examples, pros and cons, FAQs, and myth-busting advice.

I was talking with friends and the conversation came around to asking about trusts. So, even though this is oversimplified, I explained it like this.

Bereaved minors' and bereaved young person’s trusts are both very common. A will making a gift to children on the condition that they reach a certain age (depending on the age) will either create a bereaved minor’s trust or a bereaved young person’s trust (otherwise known as an 18-25 trust).

Discover how a Discretionary Trust can protect your loved ones from financial risks and safeguard assets while offering flexibility and potential inheritance tax advantages.

Vulnerable Person Trust (VPT) ensure that those we leave behind who are unable to care for themselves are cared for by the finances in our estate.

NRBDTs are simply discretionary trusts that take assets up to the value of the Nil Rate Band (NRB). The assets held in the trust are seen as owned by the trust and not by the trust’s beneficiaries and, therefore, are not part of the beneficiaries’ taxable estates.

Couples usually buy a property together as joint tenants, which means they both own the entire property, and the ownership automatically transfers to the surviving owner in case of one owner's death. If you want to gift your share of the home in your Will, you must change the ownership to tenants in common

Including a right-to-occupy trust in your will, you specify that you give someone the right to live in one of your properties. You can specify if this arrangement is for a set time, such as 3 years or for the rest of the person’s life.

Property Life Interest Trust (PLIT) aka (PPT) are among the most common trusts. They are typically used by couples to ensure that a share of the home will ultimately pass to children while still protecting the surviving spouse's interests.

Complex families often come with complex requirements to meet their long-term goals, and matters can be made more difficult when each testator has separate goals or concerns in mind. These goals usually revolve around the inheritance the children are to ultimately receive and when they receive it, and in certain cases, if they inherit at all. Using a Life Interest of the Residuary Estate can cater for most family needs for a number of reasons;

Useful for a person wishing to grant their surviving spouse the right to reside in their marital home until their passing while ensuring their children or grandchildren inherit their portion of the estate.

We should always consider Pets (the furry, scaly, feathered type). You may be pleased to know you can make provisions for them in your Will. Pets can be included in your will through an animal-purpose trust, which ensures their care and upkeep.

Business property relief can significantly reduce or eliminate inheritance tax on business assets. Many UK businesses could be eligible for up to 100% relief. However, this complex area of estate planning often necessitates additional professional advice.

To ensure the highest professional and ethical standards, the following standard terms of business apply to all instructions accepted by Fern Wills & LPAs.

For your information security, we verify every client's identity. Please provide an original passport or UK photo driving licence to copy and keep with your records. See the attached list of alternatives.

These notes are intended to assist practitioners (Will & Trusts Writers), settlors (Clients providing the trust), and testators (Clients providing the Will) in the use of the STEP Standard Provisions.

The privacy policy outlines how Fern Wills & LPAs may collect and use your data.

Fully Data Protection registered and Compliant

This guide covers the information that must be read by or to every Donor and Attorney of a Lasting Power Of Attorney.

The Society of Will Writers exists to set a high standard of Will Writing, to maintain and uphold that standard in order to promote good practice and the protection of our clients in legal terms. Below, you will find attached the Society Of Will Writers members and Clients Charters.

We commit to offering customers the highest possible service standards and are pleased to support the Society of Will Writers ‘TCF principles.

If you are not satisfied with any aspect of our service, please bring your complaint to our attention as follows: